The Spender's Guide to Debt-free Living

The Spender's Guide to Debt-free Living

How A Spending Fast Helped Me Get From Broke to Badass in Record Time

Book - 2016 | First edition
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Suffocating under the weight of too much debt, Jones knew it was only going to get worse if she didn't take action. On a whim she decided to go on a spending fast. Creating her own method, she learned what worked and what didn't, and was able to eliminate all $23,605.10 of her debt in only 15 months. Now she takes readers through a detailed step-by-step plan on how to do a "spending fast" and get out of debt.
Contents: And I Kept Buying Even After the Money was Gone
From Spender to Saver
Getting Started: "Today Is the Day I Decide to Become Debt-Free"
How Much Do I Really Owe?
The Wants and Needs List
Constructing the Debit Hit List and Executing the Paycheck Plan
Mastering Needs-Only Spending
Attack the Debt, Adjust to Your New Life, and Take It a Step Further
Generating Additional Income: Finding New Gigs
Turning Stuff You Don't Want into Cash
The Social Side of the Spending Fast
Good-bye, Spending Fast; Hello, Spending Diet!
Publisher: New York, NY : William Morrow, an imprint of HarperCollinsPublishers, [2016]
Edition: First edition
Copyright Date: ©2016
Branch Call Number: 332.02402 J PBK
Characteristics: 229 pages : illustrations ; 24 cm
Alternative Title: Debt-free living
ISBN: 9780062367181
0062367188

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m
mswrite
May 04, 2018

Okay.
So I got roughly halfway through this book before I had to return it because so many other borrowers were waiting for it. I immediately placed another hold because I really want to try this method. I am fed up with my debt issues and would like to solve the problem once and for all.

Anna Newell Jones's "spending fast" method does seem extreme and for good reason. Changing the bad habits of a lifetime is hard work. To her credit she acknowledges (in a straightforward and breezy writing style) that staying focused and committed to non-essential spending is tough, especially, she says, in the first three months. A big reason for that is because the very nature of the plan forces you to confront the mindlessness and impulsivity that got you buried in debt in the first place and keeps you there. That can be painful. Insightful, but painful.

As it's outlined here, a spending fast constantly makes you ask yourself questions like "Is this really something I need? Or is it just something I want right now?" and "Why do I want this right now?" Doing this also prompts you to remember how much longer it will take you to get out of your debt once and for all if you don't/can't/won't stop impulsively spending. Almost immediately you'll start to take a long, hard look at why you buy the things you buy and what might be triggering your spending. (Retail therapy, anyone?)

I am totally skeptical/nervous/freaked out about this plan. Could I really do this? For an entire year? Honestly, I don't know. But maybe the hard work of examining my behavior, making a plan, and sticking to it is just what I need to get not just my spending but other areas of my life on a healthier path.

r
RustyReader9
Aug 19, 2017

I found the idea of a spending fast very unrealistic for myself.

Gina_Vee Jul 19, 2017

This is an amazing book. Started my spending fast in February!

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Gina_Vee Jul 19, 2017

Gina_Vee thinks this title is suitable for 18 years and over

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